We facilitate various loan transactions such as fund-based and non-fund-based working capital, short-term loans, term loan and factoring. You may submit your proposal on BankLoan under following categories:

Business Loans

The business loans can be for any or all of the following requirements:

• Term Loan
• Working Capital Loan
• Bank Guarantee
• Letter of Credit
• Loan Against property
• GST Based Loans
• Vendor Finance
• Dealer Finance

Retail Loans

The business loans can be for any or all of the following requirements:

• Housing Loans
• Vehicle Loans
• Education Loans
• Personal Loans

The Loans can be further classified under following categories:

• Collateral Based Loans
• Collateral Free Loans
• Government sponsored Collateral Free Loans

You can post your debt requirement on BankLoan. The same will visible to lenders on the platform. If they found your proposal, a banakble loan proposal, they will express their interest to discuss further.

BankLoan will arrange a virtual or physical meeting to discuss the loan proposal after executing an arrangement with you.

As of date, BankLoan is the largest online marketplace for institutional debt, and our investor pool includes HDFC Bank, ICICI Bank, TATA Capital, Citi Bank, Bajaj Finserv, Axis Bank, Federal Bank, Standard Chartered, RBL Bank, HSBC, Bandhan Bank, Kotak Mahindra and IndusInd Bank.

To register for a demo, please write to us at info@bankloan.com You can also fill out the Contact Form to to get a call back.

At this stage we are not conducting the due diligence of the loan proposals. However, we at the second phase are planning to conduct the initial due diligence related to GST, Credit Bureau check, MCA etc.

Yes. Both New and Existing entrepreneurs are eligible to register and submit their debt proposal on the BankLoan.

Yes. There are some basic documents, which also need to be uploaded.

The list of documents to be submitted for Business Loans are available at the link Documents List.

The debt proposal will be available unless it is not closed by you.

Once your debt proposal is sanctioned by any lender upto your satisfaction, you should close your debt proposal for viewing by other lenders. You may also close your debt proposal if you are not inclined to avail the requested facilities due to any other reasons.

Once you sign an agreement with BankLoan for Handholding support to get your loan proposal decided by the selected lenders, your loan proposal will not be visible to other lenders.

BankLoan will handhold you till the disbursement of your loan proposal.

There is no minimum or maximum limit for applying the loan on BankLoan. You may apply loan under MUDRA Scheme and INR 250 crores as well.

The loan requirement should be need based on any individual / enterprise.

As discussed above, the new enterprises may also submit their loan proposals on BankLoan. These new enterprises may be Startups as well. The Government has recently announced Credit Guarantee Scheme for Startups (CGSS) under which unsecured loan is provided to startups upto INR 10 crores. Most of the banks have launched specialized branches for startups and are considering the proposals of startups. Thus, startups may also apply on BankLoan.

You may write a mail lenders@bankloan.com and we will fix up a physical or virtual meeting to make you aware about the complete process flow of BankLoan.

After registering on BankLoan, the lenders may search for the proposals available at BankLoan.

Lenders may search the preferred loan proposals based on any one or more filters, as below:

• Constitution
• New/Existing
• Sector
• Industry type
• Location of the project
• Type of loan requested.
• Amount of loan requested.
• Turnover details (in case of existing unit).

Once you register on BankLoan, we shall send you the newly uploaded loan proposals through emails, so that you get the bankable proposals of your choice.

Lenders will be able to view the loan proposals created by the borrowers on BankLoan. They can express their interest in the borrower based on the details submitted by the borrowers, as per the filters discussed above. The borrower will immediately be informed about your interest and if the borrower also accepts your interest, a Relationship Manager will be assigned by BankLoan.

The Relationship Manager will connect you with the borrower for a physical or virtual meeting. The complete loan journey may be tracked on BankLoan.

The proposal of any borrower shall be available on BankLoan only after they pass the basic criteria. In some cases the borrower may not be having the acceptable ratios like TOL/TNW, Current ratio, DSCR on which BankLoan will advise the borrowers on how to improve them. To give an example the borrowers may be advised to convert the unsecured loans from the promoters to share capital.

However, we at the second phase are planning to conduct the initial due diligence related to GST, Credit Bureau check, MCA etc. Thus, lenders will see only bankable borrowers on BankLoan.

Yes, the lenders may select the borrowers based on any one or more than one filters in one go.

Lenders are investing their valuable time in finding the bankable projects. BankLoan is a discovery platform, which provides the details of bankable projects based on multiple criteria.

Thus the lenders will be able to find out large number of bankable projects as per their requirements.